IB&Co insights

Tax and business insights, in plain English.

Practical articles on tax, accounts and planning for business owners, company directors, landlords and individuals, from the team at Level 37, 1 Canada Square.

Featured guideBusiness Tax

Is your company’s year end getting close? The admin, tax and reporting tasks to plan for before the year end, not after it.

Ishmael BanguraManaging Partner · 16 November 2023
Latest articles

Recent insights

Budget day is Wednesday 28 October: what we know, and what we don’t
Business Tax

Budget day is Wednesday 28 October: what we know, and what we don’t

The Budget is on Wednesday 28 October 2026. What’s already law, which proposals are still only consultations, and how to plan without...
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Approved mileage is now 55p: claiming the shortfall, and the P87 change on 1 November
Business Tax Personal Tax

Approved mileage is now 55p: claiming the shortfall, and the P87 change on 1 November

The approved mileage rate is 55p a mile for 2026/27, backdated to 6 April. Paid less? You can usually claim relief. From...
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CIS contractors: HMRC letters about deduction rates (7 October to 7 November)
Business Tax

CIS contractors: HMRC letters about deduction rates (7 October to 7 November)

From 7 October to 7 November 2026, HMRC may contact CIS contractors whose deduction rates don’t match subcontractors’ verified rates. What to...
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PAYE Settlement Agreements: tell HMRC (even if it’s nil) and pay by 22 October
Business Tax

PAYE Settlement Agreements: tell HMRC (even if it’s nil) and pay by 22 October

Have a PAYE Settlement Agreement? Tell HMRC the value of your PSA items, even if it’s nil, and pay the 2025/26 tax...
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Why your accountant is the mentor you didn’t know you needed
Business Advice

Why your accountant is the mentor you didn’t know you needed

Your accountant sees your numbers all year round. How that view can make them a useful mentor and sounding board as your...
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Using trusts: a plain-English introduction for families and business owners
Personal Tax

Using trusts: a plain-English introduction for families and business owners

What a trust is, the main UK types, why families and business owners use them, and the tax and registration rules to...
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Data-driven decision-making: operations and inventory
Business Advice

Data-driven decision-making: operations and inventory

Your systems already hold useful data. How to use it to manage stock, supply chains, production, maintenance and staffing more effectively.
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How to optimise your business: look for strategic partnerships
Business Advice

How to optimise your business: look for strategic partnerships

Partnering with a complementary business can open new markets, share costs and spark new ideas. Five ways a strategic partnership can add...
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Reducing the uncertainty: how to diversify your business
Business Advice

Reducing the uncertainty: how to diversify your business

Uncertain markets and rising costs? Five ways to diversify your business, from new products for existing customers to new markets and services.
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  • Regulated by the IFA and IPAInstitute of Financial Accountants and Institute of Public Accountants
  • About 15 yearsIshmael Bangura FFA, accountant and qualified tax adviser
  • More than 950 clientsadvised, including startups
  • Level 37, 1 Canada SquareCanary Wharf, London E14 5AA
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