Auto-enrolment Re-enrolment & Re-declaration
Every three years we re-assess your staff, re-enrol those who qualify and file your re-declaration of compliance with The Pensions Regulator.
Stay compliant with your workplace pension duties
Workplace pension duties do not end once your scheme is set up. Every three years, employers must re-assess staff who have opted out or left the scheme, re-enrol those who qualify and complete a re-declaration of compliance with The Pensions Regulator.
Missing the re-declaration can lead to action from the regulator. We manage the process with you and keep track of your deadlines.
What re-enrolment involves
At each re-enrolment date, employers typically need to:
- Re-assess staff who have opted out or left the scheme at your chosen re-enrolment date, within three months either side of the third anniversary of your duties start date
- Re-enrol eligible staff into the pension scheme
- Write to staff about re-enrolment
- Complete the re-declaration of compliance with The Pensions Regulator within 5 months of the third anniversary of your duties start date
We will confirm your re-declaration deadline and the steps that apply to your business.
Who it's for
This service is for employers with workplace pension duties, including:
- Small and medium-sized businesses
- Employers approaching their third anniversary of staging
- Employers who are unsure when their re-declaration is due
- Businesses that have received a reminder from The Pensions Regulator
What you get
We manage re-enrolment for you, including:
- Confirming your re-enrolment and re-declaration dates
- Re-assessing your staff
- Re-enrolling eligible staff through your payroll
- Preparing staff communications
- Completing your re-declaration of compliance
- Updating your payroll and pension records
How our re-enrolment service works
- Confirm your dates
We confirm your third anniversary date and re-declaration deadline. - Re-assess your staff
We agree a re-enrolment date and re-assess your staff on it. - Re-enrol who qualifies
We re-enrol those who qualify. - Inform staff and provider
We send staff communications and update your pension provider. - Re-declaration filed
We complete your re-declaration with The Pensions Regulator within 5 months of the third anniversary.
What we need from you
- Your employer PAYE reference and The Pensions Regulator letter code, if you have it
- Your duties start date, or earlier declaration details
- Details of your pension scheme and provider
- Access to your payroll records, or contact details for your payroll provider
Timescales and key dates
- Re-enrolment comes round every three years
- For your first re-enrolment, you can choose a re-enrolment date within a window from three months before to three months after the third anniversary of your duties start date. Later cycles run from the third anniversary of your previous re-enrolment date
- The re-declaration of compliance is due within 5 months of that third anniversary
- Missing the re-declaration can lead to a fine from The Pensions Regulator
How it works
Your first conversation is a Discovery & Scoping Call. Its purpose is to understand your situation and agree where IB&Co can help. From there, the process follows five clear steps.
Discovery
We start by understanding your circumstances and objectives.
Scope
We identify the areas requiring further consideration.
Review
Where appropriate, we undertake a detailed advisory review.
Recommendations
We provide professional guidance based on the agreed scope of work.
Ongoing Support
Where required, we provide ongoing planning and advisory support.
Meet your adviser
Ishmael Bangura, Managing Partner
Other services for small and medium businesses
Re-enrolment works hand in hand with your payroll. Explore our other services for growing businesses below.
Payroll Management
For employers of any size, including sole directors. We run your payroll, issue payslips and make your submissions to HMRC, so your staff are paid correctly and on time.
Bookkeeping Services
For small and medium-sized businesses that want their books kept properly. We keep your records accurate and up to date, so your returns, accounts and reports are built on reliable figures.
Management Accounts
For business owners who want to know how things are going during the year. We prepare regular management accounts with clear commentary, so you can make decisions without waiting for the year end.
End of Year Accounts
For limited companies of all sizes. We prepare your year-end accounts and file them with Companies House and HMRC, with practical advice along the way rather than just a set of figures.
CIS Returns & Subcontractor Verification
For construction contractors who pay subcontractors. We verify subcontractors with HMRC, file your monthly CIS returns and send deduction statements, so your CIS records stay accurate.
Virtual FD & Cash-flow Forecasting
For growing businesses that need senior financial input without a full-time hire. A part-time finance director builds rolling cash-flow forecasts and meets you monthly, so you can plan ahead.
Frequently Asked Questions
It runs on a three-yearly cycle. You must complete it within 5 months of the third anniversary of your duties start date. We will confirm your exact deadline.
Staff who meet the criteria at your re-enrolment date usually need to be re-enrolled, even if they opted out before. They can opt out again.
You still need to complete the re-declaration of compliance. We can handle it for you.
It helps, but it is not essential. We can work with your existing payroll provider.
Yes. You can choose a date within the six-month window around the third anniversary of your duties start date. We help you pick one that fits your payroll.
Fees are agreed in advance, after your Discovery & Scoping Call, based on the scope of work. You will receive a written proposal before any work starts.
Request a callback
Prefer us to call you? Leave your details, the service you are interested in and a convenient time, and a member of the IB&Co team will call you back to talk through your circumstances.
Let us handle your auto-enrolment re-declaration
Book a Discovery & Scoping Call to talk through your pension duties, or ask for a quote and we will come back to you with a proposal.
Checked on 30 October 2026.